Motorcycle
Insurance money saving tips
If you like most people are searching
for cheaper motorbike insurance, you can reduce the costs
of your motorcycle insurance premiums by following these
guidelines:
Shop Around
Always get a quote for your bike from two or more companies
as rating varies considerably between different companies
Discounts
Many motorcycle insurance providers will give additional
discounts if you buy online,
as the cost of administering your policy is less.
Try to build up a large no claims discount which in some
cases can be protected when you have reached a certain level
of claim free years.
Keeping your bike offroad at night or secured in a garage
may mean your policy is rated lower.
Voluntary Excesses
If you are a careful rider you might consider taking a larger
voluntary excess. This
is the amount that you must pay if making a claim, and although
your policy will be rated lower you will have to bear these
initial costs if you have an accident or claim.
Can security devices can help
to reduce my motorcycle premium?
Insurance companies may recognise some manufacturer fitted
devices, which were fitted at the time your motorcycle was
produced. You can confirm whether this applies to your device
by checking your motorcycle details for a manufacturer's
approved certificate.
Payment
If you pay annually in advance you will not incur monthly
interest charges.
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