Motor
Cycle legal expenses insurance:
Usually arranged as either an extension
of or more frequently nowadays included in the basic cover
of a motorcycle insurance policy, the insured is covered
in respect of legal expenses associated with civil actions
and motoring prosecutions.
The policy covers legal expenses incurred in seeking to
recover uninsured losses (e.g. own damage excesses, hire
of another bike during repairs, loss of earnings) and compensation
for personal injuries after a motorcycle accident.
There is also cover for the legal expenses associated with
the pursuit or defence of disputes relating to the sale,
purchase, hire, service, repair or testing of the insured’s
vehicle.
Legal defence costs in respect of prosecutions are also
insured.
In addition many schemes include a 24-hour motoring legal
advisory service by telephone hotline.
Cover operates for sums up a large limit in any one claim
- this is often set at around £50000 by varyies widely
amongst insurers, so you should always check your cover
limits.
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